# Physical, digital, and disposable cards. Your brand. Your programme. Your rules. > Manage the issuance of Visa and Mastercard payment cards across every format, physical, digital, and disposable, all tailored to your brand identity. Give your individual and business customers the control to manage their own limits and restrictions, within the boundaries you set. - **URL**: https://be1b.com/card-issuing - **Category**: Solution - **Language**: EN ## Key Metrics & Performance - **Visa ยท Mastercard**: Global Networks - **Physical, Digital**: & Disposable - **Real-Time**: Transaction Webhooks - **PCI-DSS**: Compliant Infrastructure ## Launching a card programme shouldn't take a year and three separate vendor relationships. Building a card product from scratch means a BIN sponsor, a processor, a card manufacturer, and a programme manager, all contracted separately, all billing separately, all needing integration. Most teams spend more time on vendor management than on the product itself. ## Core Capabilities & Features ### Branded physical cards and carriers Fully branded physical cards and card carriers designed to match your corporate identity. Be1B manages card personalisation and logistics, from production through to branch pickup or postal delivery to your customers. ### Digital cards, instant and ready to use Digital cards created in real time and available immediately after approval. Loadable into Apple Pay and Google Pay for instant, secure payments online, in-app, and in-store. The preferred payment format for customers who want to start spending right away. ### Disposable cards, built-in fraud protection Single-use cards created for a specific transaction and automatically revoked the moment it's complete. Customers use them for online purchases where standard card details would otherwise remain exposed. Fraud protection at the payment method level. ### Apple Pay and Google Pay Digital and physical cards load seamlessly into Apple Pay and Google Pay, giving cardholders instant, secure access to their funds for any payment, anywhere. No separate wallet integration required. ### Customisable limits and restrictions Individual and business customers set their own card restrictions, daily limits, monthly caps, merchant category blocks, within the scope your institution defines. Global ATM withdrawal included. Full control for the customer. Full governance for the institution. ### SCA & 2FA security Combine the card programme with Be1B's SCA and 2FA module for banking-level security across all online and retail purchases. Every transaction protected to the standard financial regulators expect. ### Security SCA & 2FA module integration ### Authentication 3DS2 for online transactions ## Use Cases ### For Fintechs Launch a full card product, debit, prepaid, or corporate, without becoming a card issuer yourself. Be1B connects you to the BIN sponsor, processor, and logistics network. Your team focuses on the product experience and customer growth. ### For Banks Modernise your card programme without replacing your core infrastructure. Be1B's platform manages digital, physical, and disposable cards from one place, with real-time controls, wallet provisioning, and SCA security built in from day one. ### For Businesses Issue corporate cards to employees with configurable spend limits, category restrictions, and real-time transaction visibility. Individual cardholders manage their own limits within the boundaries you set as the account owner. ## Frequently Asked Questions ### What is a disposable card and when should customers use it? A disposable card is a single-use digital card created for one specific transaction and automatically revoked the moment that transaction is complete. Customers use them for online purchases where they don't want their standard card details to remain on file with a merchant. It's fraud protection built directly into the payment method. ### Do we need our own BIN to run a card programme through Be1B? No. Be1B connects you to BIN sponsorship through its network of licensed partners, you don't need to establish your own direct relationship with Visa or Mastercard to get started. Be1B provides the technical platform and network connections; BIN sponsorship is arranged through Be1B's licensed partners. ### How do customers receive physical cards? Your customers choose their preferred delivery method, either picking up their card at the bank branch or having it delivered directly to their post box. Be1B manages the logistics network behind both options. ### How quickly can digital cards be issued? Instantly, the moment a cardholder passes identity verification, a digital card is created in real time and immediately available to use. Apple Pay and Google Pay loading is available from the same moment. ### How does the tiered limit system work? Your institution defines the outer limits, maximum daily spend, maximum monthly spend, permitted merchant categories. Within those bounds, individual and business customers set their own preferences. The customer has flexibility. The institution retains governance. ### What card security features are included? 3DS2 authentication for online transactions, integration with Be1B's SCA and 2FA module for banking-level security, disposable cards for single-transaction fraud protection, and PCI-DSS compliant infrastructure for all cardholder data. ### Are both individual and business cards supported? Yes. Both individual customers and business cardholders are supported in the same programme, each with their own limit management and restriction settings. ## Get Started **Launch your **card programme** in a matter of days.** Connect with Be1B experts: [https://be1b.com/contact](https://be1b.com/contact)