# Be1B for Fintechs & Startups | Modular Financial Infrastructure API

> Be1B gives fintechs and startups every financial building block they need — core banking, card issuing, KYC, payments, open banking — via a single modular API. Build your product. We handle the regulated infrastructure underneath it.

- **URL**: https://be1b.com/for-fintechs
- **Category**: Audience
- **Language**: EN

## Key Metrics & Performance

- **50+**: FINANCIAL INSTITUTIONS
- **5M+**: ACCOUNTS SERVED
- **99.99%**: PLATFORM UPTIME
- **MiCA**: LICENSED & COMPLIANT

## Building a fintech from scratch means solving problems that have already been solved.


## Core Capabilities & Features

### API-first
Full docs, sandbox, webhook support.

### Compliance at platform level
No compliance team needed.

### Launch in days
Not quarters.

### Scale without re-architecture
Add modules as you grow.


## Frequently Asked Questions

### What is a disposable card and when should customers use it?
A disposable card is a single-use virtual card whose numbers automatically expire after one transaction. They provide maximum security for online purchases by preventing unauthorized recurring charges or merchant data breaches.

### Do we need our own BIN to run a card programme?
No. Be1B connects you to BIN sponsorship through its network of licensed partners — no direct Visa or Mastercard relationship needed. BIN sponsorship is arranged through Be1B's licensed partners.

### How quickly can digital cards be issued?
Instant. Digital virtual cards can be generated via API in under 200 milliseconds and instantly provisioned into Apple Pay and Google Wallet.

### How does the tiered limit system work?
Be1B provides configurable velocity, daily, weekly, and monthly transaction limits per cardholder, account type, or merchant category code (MCC). Limits can be adjusted programmatically in real-time via API.

### Are both individual and business cards supported?
Yes. Be1B supports corporate expense cards, employee purchasing cards, and individual consumer debit/prepaid cards under a single unified card issuing platform.

## Get Started
**Ready to stop building infrastructure and start building your product?**
Connect with Be1B experts: [https://be1b.com/contact](https://be1b.com/contact)